Personalising your annuity for your needs

You have plenty of options to make sure your annuity income is right for you

As well as securing the best annuity rates, we can also help you make sure your annuity will suit your needs throughout your retirement.

Shape your annuity to suit you

When you talk to Retirement Line, you’ll find you have lots of different annuity options to choose from. These annuity options are not complicated or anything to worry about. Retirement Line is there to help you shape your annuity in a way you are comfortable with, and to ensure that your annuity income will be paid in the way you require, to whom and with the frequency you want.

Here are your options. All of these options are available to you to tailor your annuity to your needs:

• Tax-free cash lump sum – you can take up to 25% of your pension pot as tax-free cash when you retire. Read more about tax-free cash here

• How often your annuity income is paid – you can choose how frequently your annuity income is paid throughout the year. Read more about income payment frequency here

• How long your annuity income is paid for – you can choose how long after you retire you want your annuity income to be paid in the event of your death. Read more about annuity income payment terms here

• Who your annuity income is paid to – you can choose who your annuity income is paid to after your death. Read more about annuity income payment recipients here

• Protecting your annuity income against inflation – you can protect your annuity income against being devalued by future inflation. Read more about annuity inflation protection here