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Retirement Line is the UK's largest annuity broker*.
*Equifax Touchstone pension income and annuity sales figures 2018-2020
Find out moreThe latest news from across the retirement finance sector to help you stay on top of what’s happening. We hope this will help you to keep informed about important matters relating to your retirement income. You’ll also find the latest news about Retirement Line and our dedicated team.
More than a quarter (29%) of UK adults are unsure how many pension pots they have, with an average of three "lost" pensions totalling an average of around £13,000, according to new research.
A new study reveals that retirees with an annuity report higher satisfaction levels and fewer financial concerns compared to those without one.
The government-backed Money and Pensions Service (MaPS) has introduced Pension Wise Digital, a free online retirement planning tool aimed at improving access to pension guidance.
The Pension Tracing Service is set for a record-breaking year, as the volume of enquiries about lost pensions continues to rise.
The Parliamentary and Health Service Ombudsman (PHSO) has launched an investigation into potential State Pension underpayments affecting thousands of married women, with some underpayments potentially dating back decades.
A recent analysis of nearly two million people reveals a significant pension gap between men and women, largely due to parenting and caregiving responsibilities.
Recent Pension Credit news reveals a 152% surge in claims from low-income households, driven by removal of Winter Fuel Payment as a universal credit.
Worrying new data shows that 41% of people buying an annuity source it from their existing pension scheme rather than shopping around providers. That could mean that thousands of people are still missing out on higher income.
Thanks to our wonderful customers, Retirement Line now has over 3,500 Trustpilot reviews – and we’re extremely proud to maintain our maximum five-star rating.
New data from the Financial Conduct Authority (FCA) shows that sales of annuities increased by 38.7% in a year. The increase has been partly fuelled by improved annuity rates, which has boosted the level of guaranteed income available when purchasing an annuity.
When can you expect to receive State Pension, Christmas Bonus and Winter Fuel Payments for 2024?
Pension savings will be considered part of someone’s estate and liable to inheritance tax (IHT) from April 2027. That was the main pensions news arising from the Chancellor’s Autumn Budget of 30 October.
The upcoming Autumn Budget on 30 October 2024 is raising important questions about potential changes to the UK’s pension landscape.
A significant 77% of pension pots in the UK mature with less than £50,000 each year, according to recent findings from Bowmore Financial Planning.
One-in-five people (19%) with multiple pension pots believe they have lost track of at least one of them, according to new research.
Financial advisers have met to discuss the extra complexity in retirement planning faced by Gen X compared to earlier generations.
A substantial number of UK pensioners are on course to be caught in higher tax brackets due to the government’s decision to freeze income tax thresholds. The financial impact is set to grow more severe in the coming years.
The winners of the 2024 Investment Life & Pensions Moneyfacts Awards were announced on 18 September, including the prestigious ‘Best Annuity Provider’ award.
Fewer than half of UK adults feel assured they’ll have financial freedom in retirement, according to new research by Continuum and YouGov.
A new report has revealed that a significant number of people in the UK are turning to ISAs, particularly stocks and shares ISAs, to bolster their retirement savings.
The financial services industry is undergoing a significant transformation as artificial intelligence (AI) becomes an integral part of operations.
The full UK State Pension is likely to rise by £460 a year from April 2025, thanks to the ‘triple lock’ mechanism, according to reports.
A growing number of retirees are finding themselves back in the workforce, according to research by Legal & General.
Thousands of women across the UK have been underpaid their State Pensions due to errors in their National Insurance records.
Chancellor Rachel Reeves has launched the government’s comprehensive pensions industry review. She has labelled her plans as a “big bang of reforms to unlock growth, boost investment and deliver savings for pensioners”.
As the new Labour government settles into office, many retirees are keen to see if any policy changes will affect them. One of the changes already announced is the introduction of means-testing for Winter Fuel Payments.
The Association of British Insurers (ABI) has reported that UK consumers put £3.6 billion of their pension savings into annuities in the first half of 2024. This represents a rise of more than 50 per cent on the same period last year.
New research has found a 23% increase since 2021 in investments with climate targets among defined contribution (DC) pension schemes.
Retirement Line is once again very proud of Team GB Gymnast Jake Jarman - son of Tony Jarman, a member of our Annuity Guidance Team - following his superb bronze medal performance at the Paris 2024 Olympics.
Retirement Line has become the latest company to lend its support to the Retirement Living Standards. This initiative helps consumers picture their retirement expenditure and the type of lifestyle they can expect.
Emma Reynolds has been appointed Parliamentary Under Secretary of State (Minister for Pensions) with responsibility for private and state pensions. The appointment follows Labour’s win in the 4 July general election.
The pensions industry came together for two prestigious awards ceremonies this summer, with UK and European pensions awards held over the last two months.
Annuities have become a hot topic in the financial media over the past few years, driven by a significant rise in annuity rates. As a leading authority on the subject, Retirement Line has frequently provided insights on annuities and broader retirement income concerns.
The new Labour Prime Minister Sir Keir Starmer has appointed Liz Kendall as Secretary of State for Work and Pensions.
What does Labour’s 4 July 2024 general election victory mean for people receiving pension income, or due to retire in the next few years? Here’s our quick roundup of what we can expect – and what may lie ahead.
As the UK nears the general election on 4 July, the Institute for Fiscal Studies (IFS) has highlighted five crucial pension-related decisions that the next government will need to address.
The Labour Party has announced it will review the UK pensions landscape if it wins the upcoming general election on 4 July. Their pledge, outlined in the party’s manifesto released on 13 June, signals an intent to enhance pension outcomes and boost investment in UK markets.
Now that the main political parties have unveiled their election manifestos, WASPI women have one key thing on their minds. Will the winning party agree to give them the compensation they seemed so close to securing just before the election was announced?
The Retirement Line team is once again proud of Peterborough-based Jake Jarman, a star of British Gymnastics, who has today been named as a member of Team GB for the Paris 2024 Olympic Games.
Data from Retirement Line confirms that annuity rates have been largely stable over the first six months of 2024.
It is being reported that the Labour Party is no longer committed to reintroducing the pensions lifetime allowance (LTA).
Half of under-50s doubt that there will be a State Pension to provide for them by the time they retire, recent research has found.
Chancellor Jeremy Hunt confirmed in the Spring Budget what the UK State Pension increase in April 2024 will be. Here’s everything you need to know about the pending rise, plus other changes coming into effect in April that could impact your later life finances.
There’s potentially worrying news for anyone in their 40s or younger. According to the latest research, the UK is among countries where the State Pension age may have to rise to 70 or higher by 2050.
The annual cost of enjoying a minimum, moderate or comfortable retirement have all risen, latest research reveals.
Chancellor Jeremy Hunt delivered his Spring Budget on Wednesday 6 March. If you’re in or nearing retirement, here are some of the main changes coming into effect from April that could impact your money.
Paul Maynard, Minister for Pensions, was just one of the many high-profile speakers at this year’s PLSA Investment Conference. Held in Edinburgh from 27-29 February, the conference featured over 30 sessions and debates held on many important industry issues.
The winners of the 2024 Pensions Age Awards were announced at a glittering gala dinner on 21 February at the Grosvenor House Hotel in London.
Last year was a record year for UK annuity sales, according to the Association of British Insurers (ABI). The year saw UK consumers place £5.2 billion of their pension savings into annuities. This was the highest level since the ‘Pension Freedoms’ legislation of 2014.
A new report has found that UK pensioners are failing to claim thousands of pounds in retirement income that they’re entitled to.
Only about 23% of self-employed households are on track to have a moderate income in retirement, according to new research. In contrast, almost half of households where the main earner works for a company can expect to enjoy a moderate retirement.
Latest research shows that private pension saving among the self-employed population in the UK continues to fall at a dramatic rate.
As we approach retirement, lots of people wonder: "How much money do I need to live comfortably?" The answer is different for everyone, as all have our own circumstances and lifestyle choices. But research from pensions specialists suggests target income levels for different retirement lifestyles.
The rise in the cost of living has cast a shadow on the retirement plans of many pension savers. New data reveals that many people are reducing or even stopping their retirement savings to get through challenging times.
If you are due to receive your State Pension at Easter 2024, it is likely that you will get your money earlier than usual. With government departments and banks closed or short-staffed on bank holidays, the usual procedure is to pay pensioners before the Easter break.
Jake Jarman has delighted British gymnastics fans once again, this time taking the gold medal in the men’s vault at the World Gymnastics Championships in Antwerp.
As well as the normal monthly State Pension payment in December, millions of UK pensioners will once again receive the pension Christmas Bonus this year. Many will also qualify for the Winter Fuel Payment and a Cost of Living Payment.
Many people may still be unaware that the normal minimum pension age (NMPA) is increasing by two years, affecting thousands of savers across the UK.
One in five people retiring today have debts to clear. If you are at or near retirement and in debt, Retirement Line has a short guide to some ways you can move into a healthier financial state.
It’s clear that 2022 has seen considerable media attention for annuities. This has been fuelled by this year’s increase in annuity rates, with the income you can enjoy from your pension savings growing significantly.
The annuity rate plays a crucial role in determining how much guaranteed income you receive over your lifetime or for a fixed period when using your private or company pension savings to buy an annuity. The good news is that providers are currently offering some of the best annuity rates for years. That means more income for people choosing an annuity.
The Retirement Line guidance team includes a very proud father! Tony Jarman, one of our Annuity Specialists, is still on a high after his son’s amazing achievements at the recent Commonwealth Games and artistic gymnastics European Championships.
On 18th January 2022, the Work and Pensions Committee published their wide-ranging report, following their inquiry, entitled “Protecting pension savers—five years on from Pension Freedoms: Accessing pension savings”.
Co-sponsored by Retirement Line and Canada Life, the Pensions Policy Institute (PPI) recently published their independent research titled “Shopping around for annuities: the changing market” which reviewed the current annuity market.
Retirement Line are very pleased to have co-sponsored with Canada Life important research into the annuity market carried out by the Pensions Policy Institute.
Looking for ways to eat healthy on a retirement income? We’ve put together a quick guide to healthy foods that could help you manage your budget - and boost your health and wellbeing.
The days of suddenly switching from full-time working to not working at all at retirement age are rapidly disappearing. The so-called ‘unretired’ are growing in number, with governments around the world encouraging people to work beyond retirement age.
At Retirement Line, we are proud that many of our staff take on challenges to raise money for good causes. The latest of our colleagues to do so is Nicola Stevens, who splashed her way through a Pretty Muddy 5k run organised by Race for Life.
Stereotypes about all retired people on holiday just looking for somewhere quiet by the sea are out of date. For millions of people, retirement doesn’t mean it’s time to slow down altogether, so why should holidays be any different? With summer just around the corner, we have five picks for holidays if you fancy something active.
If the UK’s stormy political scene is complicating a decision about what to do with your pension savings, you’re not alone. The Brexit delay is fuelling uncertainty about the economy, which in turn is making it hard for some retirees to know what’s right for them. This was highlighted on the popular ‘This is Money’ website recently.
We’re having another brilliant year and our Trustpilot reviews reflect this! Thanks to our clients, we now have over 1,000 reviews - and we’re extremely proud to have maintained our five-star, 9.9 out of 10 rating.
Josie Limback, who works for leading annuity intermediary firm Retirement Line, spends her spare time teaching Ceroc dancing. Josie is enthusiastic about the effect dance can have on retirees’ health and overall wellbeing.
Two members of staff from Retirement Line, a leading UK annuity intermediary, will be taking on the Muddy Run challenge to raise funds for Cancer Research.
Mark Ormston of leading annuity specialist Retirement Line outlines his company's response to the DWP's latest consultation on Pensions Dashboards. Key points include the need for impeccable data quality and security standards, along with sufficient time to achieve a successful implementation.
Careful retirement planning means having all the right information in place. When it comes to annuities, that includes knowing what income level you are on course to receive. The only way to know that for certain is to always have access to an up-to-date annuity quote.
Retirement Line became the top performing business in the pension annuity sector in 2018. We converted more pension funds into annuity income for our clients last year than any of our intermediary competitors.
A Retirement Line Annuity Specialist pulled on his wings and tutu to raise more than £1,000 for charity.
The government has announced that a ban on ‘cold calling’ consumers about their pensions is now in place. Firms who ignore the ban could face fines of up to half a million pounds.
Following months of speculation, the project to create Pensions Dashboards is firmly back on the agenda.
Leading annuity intermediary Retirement Line looks at the new consumer guidance service providing free, impartial financial guidance, following its launch on 1 January 2019
Disclosing information about your health and lifestyle when asking for a pension annuity quote often leads to a higher level of retirement income.
Worrying new research from Legal & General reveals that up to 75% of over 55s wrongly assume medical conditions or their lifestyle will reduce their retirement income. In fact, the opposite is often true. When buying an annuity, it is likely that declaring medical or lifestyle issues will increase the return you get from your pension pot.
January 2019 will see the creation of a new place for UK consumers to receive guidance on pensions and money, including debt advice in England. The government is bringing together three organisations - the Money Advice Service, the Pensions Advisory Service and Pension Wise - to create a new Single Financial Guidance Body (SFGB).
Last month saw the introduction of a UK ban on cold calling in relation to PPI and personal injury claims. But a ban applying to the pensions industry is yet to materialise, despite the government committing to it more than a year ago.
Retirement Line is proud to have been invited to feature in the 2018/19 Parliamentary Review, alongside a handful of other leading companies across the UK’s financial services sector.
It’s estimated that up to seven million people in the UK have lost touch with some of their pension savings. What can you do to make sure you don’t miss out on all the pension you are entitled to?
The Financial Conduct Authority has announced proposals designed to ensure that retirees are better aware of the potential for an enhanced annuity. However, Retirement Line believes that consumers could still be in the dark about their full income potential.
A leading financial journalist has issued a warning to consumers deciding what to do with their pension pot. David Prosser’s striking message is that the majority of pension savers ‘would very often be better off with the safety net of an annuity’.
Retirement Line is delighted to announce a partnership with one of the country’s leading financial services companies. Under the partnership, Wesleyan will refer customers to Retirement Line if they are looking to buy an annuity.
Some consumers might not be fully informed about the extra income that an enhanced pension annuity could deliver. That’s the warning in an article from Your Money titled ‘Could you qualify for an enhanced annuity (and not know about it)?’ written by deputy editor Paloma Kubiak.
Sometimes the world of pensions can seem confusing and complex, so we always like to see someone make things simple. An article on the Which? website caught our eye as it does a brilliant job of explaining some of the factors that determine how annuity rates are calculated.
Customers tell us almost every day that the people at Retirement Line are performing to high standards of customer service. This month has been no exception, with 37 people leaving a review for us on Trustpilot, the world’s most popular review website
We asked our Annuity Specialists to cut through some of the complexity of annuities, challenging them to put together a mini-guide to two of the main types: lifetime and fixed term annuities. To make it harder for them (but easier for our readers) we asked them to do it in under 400 words. Here’s what they came up with…
The current State Pension age is 66 years old for both men and women. However, it will rise to 67 starting in 2026, with further increases to follow in the years ahead.
The UK government has announced that it is planning to introduce a ban on pensions cold calling, including emails and text messages. The ban is part of wider work to tackle pension scams and protect vulnerable savers.
If you're looking for a tax-efficient way to take your retirement income, a cash-based fixed term annuity could enable you to withdraw your fund over a set period of time, potentially minimising your tax payments.
More than a million retirees have been potentially mis-sold annuities giving them far less income for life than they could have achieved elsewhere, a newspaper investigation has found.
Annuity specialist Retirement Line has revealed sales of fixed term annuities are up by 92% as retirees seek to ride out market volatility fueled by Brexit.
Tempted to shop around for your annuity alone? Find out what you could be missing…
The day you’ve been waiting for has finally arrived. You’ve packed up your belongings, said goodbye to your work colleagues and checked out of the office for good, but now what?
Retiring soon? We have some GREAT NEWS about rates!
You don’t have to be in terrible health to qualify for a higher income for life – Alan secured his enhanced annuity despite being a Channel swimmer!
A record breaking streak for the FTSE 100 means prospective retirees might benefit by requesting an up-to-date fund value for their pension pot to assist with decision making.
If you are due to retire soon then you may currently be negotiating the minefield of pension options in front of you – and the choice you potentially face between annuities and drawdown products.
Retirement Line has welcomed news that annuity providers will be required to inform customers how much they could gain by shopping around elsewhere, under plans announced by the Financial Conduct Authority (FCA).
Annuity providers have been ordered by the Financial Conduct Authority to inform retirees how much more income they could achieve by shopping around for a better deal elsewhere.
Deciding how to receive the money you have saved into your pension funds over your career is one of the most important financial decisions you will have to make.
If you are planning to retire at the end of this year and will be relying on a regular guaranteed income from your pension fund in retirement, then you might want to get a move on!
Christmas has come early for customers of Retirement Line thanks to rising annuity rates across the industry PLUS a special annuity rate deal from one of the UK’s leading enhanced annuity providers.
The government has announced that it is abandoning its plan to create a market for secondary annuities because it could not guarantee customers would get good value for money and could be at risk due to a lack of competition.
Figures show that retirees are flocking to the safe haven of annuities despite the freedoms brought about by the pension reforms.
Pillow talk is set to become a lot more serious for couples after some worrying results from a recent survey by Aegon.
Latest figures show that people in the UK are retiring with more debts than ever before.
Retiring soon? Mike Worrall, a retired general manager, explains how getting a bigger income for life was ‘so straightforward’.
Looking to access your tax-free cash from 55? Or reduce the tax payable on taking your pension fund as a lump sum? Fixed term annuities are popular for so many reasons.
Scientists are on the way to introducing the first drug to fight against the symptoms of dementia – a potential game changer for the 850,000 people living with it in Britain.
For those of us approaching retirement, now is an ideal time to get our bodies and wallets in shape with a greater focus on our ‘financial fitness’.
Those of us who are grandparents may understand the ongoing struggle to keep grandchildren entertained during visits – or more specifically, entertained without giving in to their demands to use their beloved electrical devices.
According to new figures released by Retirement Line, sales of fixed term annuities have surged by 67% in the last year. Here, we investigate how retirees are making the most of these innovative financial products.
The days of your demanding career are behind you - your time to relax and unwind has arrived. But who says retirement means you have to slow down to a stop?
Olympic hopeful Jake Jarman, son of one of Retirement Line’s Annuity Specialists, prepares for British Gymnastic Championships.
Did you know? The inclusion of lesser known death benefits can protect your money and those closest to you.
Latest figures show 7 in 10 people who have accessed their pension following the 2015 pension reforms are missing out on a bigger income for life by not shopping around for their retirement income.
After years of working and earning a salary, once you have retired your pension pot is likely to become your main source of income
If you are approaching retirement then you may have already heard about the government’s pension guidance service, Pension Wise.
If you are approaching retirement, you might be wondering what actions you can take now to make your transition into the next part of your life as smooth and hassle-free as possible.
Worrying about loan and mortgage repayments on a limited income is hard enough, but for those of us approaching retirement, the stress can become all-consuming.
It’s been just one week since the shockwave of the Brexit result hit, but already the British stock market is showing strong resilience and the FTSE 100 index has increased by 14% since its lowest point of last Friday, 24th June, to its level in mid-afternoon one week later.
For many, the major perk of reaching 55 is being entitled to access the money in your pension fund if you want or need to.
If given the chance, what retirement pitfalls do people wish they had avoided in hindsight? Those of us still planning our retirement are being offered lessons from those with the benefit of recent experience.
Thinking about accessing the 25% tax-free portion of your pension fund? A new report has revealed why today’s retirees are raiding their tax-free cash. Read more here:
For those approaching retirement, the main draw of an annuity is that it provides a guaranteed income for life, regardless of how long you go on to live. In return for your pension fund, you can enjoy the certainty of never outliving your resources; you will go on to receive your guaranteed income whether you live to 90, 100 or more.
Savers are being encouraged to track down their pension information before making any commitments to their retirement income.
Peterborough based Retirement Line has sponsored a rugby coach to run the London Marathon, ten years after he was told he might not walk again.
Peterborough based company Retirement Line are seeking out charities and community groups in need of support to assist older people in and around the local area.
Retirement Line has seen its number of annuity enquiries double since April last year when the pension freedoms came into force, and have been undergoing controlled expansion of its team to keep up with the increased business.
We understand that for many people approaching retirement, the prospect of arranging your retirement income can seem daunting, not least because of all the complicated jargon and phrases that have become commonplace today.
New analysis and research by Legal and General shows that money supplied for house purchases by family members now amounts to £5billion annually.
Older pensioners could be left almost £10,000 worse off after 20 years in retirement, thanks to a little known state pension divide.
After years of working hard to save for retirement, making sure that you are safe from pension scams can ensure that your financial future is better protected.
Latest figures show almost a third more savers are flocking to the ‘safe haven’ of annuities, opting for the certainty of a guaranteed income over riskier drawdown products.
It was widely forecasted that the introduction of greater flexibility for pensions in April 2015 would result in a spending spree on luxury cars.
Millions of private sector workers in their 50s are having to postpone their retirement by eight years as a result of insufficient pension savings and high levels of debt, according to a report from Aviva.
The subject of ‘Brexit’ – or Britain’s exit from the European Union – is being widely and passionately debated ahead of the referendum this summer.
With winter well and truly behind us, now is the ideal time to get outside and start improving our gardens in anticipation of the warmer months ahead.
One year on from the introduction of the chancellor’s pension freedoms, industry figures published have revealed annuities are enjoying a major revival in popularity.
Around 1,665,000 of the UK’s over-60s working population are unaware of the value of their pension fund, new research conducted by wealth management firm Sanlam has revealed.
ABI data shows more annuities were sold than drawdown in the last quarter, with the total value of those sales now ‘nearly on a par’ with drawdown since the reforms came into effect.
When you hit retirement age there is so much to do and decide, not least of all, how you will receive your retirement income and who from.
New figures from the retirement income specialist Retirement Line have revealed 86 per cent of their annuity enquiries are from people who qualify for enhanced terms giving a higher income for life.
When it comes to deciding on your pension options and who will provide your retirement income, you need to be absolutely confident in the company you get your information from.
Last week’s budget contained some important news for savers, particularly with the introduction of an exciting new ISA coming into place next year, which could see many more people encouraged to start saving, or save more, for their retirement.
Would you benefit from a cash injection in retirement? There are so many ways we can boost our finances, from saving on monthly bills to generating a cash lump sum or regular income.
Figures released by Retirement Line show the average tax-free lump sum amount that retirees are drawing from their pension pots is in excess of £17,250.
If you retire after the big reforms to the State Pension next month, chances are you will be worse off than under the current system
The Pension and Lifetime Savings Association has published the first market-wide survey of who did what in the first six months of pension freedoms, revealing there is ‘no more normal’ when it comes to retirement income planning.
The official start of Spring is March 20th this year – so now could be the perfect time to take stock of your finances, especially with the new tax year starting on April 6th.
There’s great news for those of us in or approaching retirement – research shows it is good for our health to retire!
As we approach retirement it is important to keep our properties updated and consider if any issues are in need of attention.
The Association of British Insurers (ABI) has released figures showing almost three quarters of customers choose a non-advised service when purchasing their pension annuity. The data revealed that:
According to HSBC’s latest report, sixty-five per cent of pre-retirees surveyed would like to retire within the next five years if they could, yet financial pressures are so great that 18 per cent of these predict that they will never be able to retire fully.
Savers are gradually reverting back to the ‘safe haven’ of annuities according to eValue’s latest quarterly Pensions Freedom index*.
2015 was a poor year for annuity rates, as low gilt yields and industry reforms took their toll on the market.
With the hype around auto enrolment in the UK, it seems that more and more Britons are now realising how crucial it is to not only have enough money in their pension pot for their post-working life, but also know how to enjoy that retirement when it comes.
Whether you have only recently retired and are itching to pack the sun lotion and towel for the first holiday of your post-work life, or you have already been travelling as a retiree for years, now is probably the time of year when you are plotting your trips for the coming 12 months.
With one international OECD study several years ago indicating that Britons have the shortest retirement of any major European Union country, you may be curious about when exactly many of your fellow Europeans retire.
In a world that is seemingly changing faster than ever, it shouldn't be a great surprise that the very nature of, and attitudes to retirement have also changed considerably over the last decade.
When the time comes to start thinking about your retirement - which should happen at least a few years beforehand - you will naturally want to ensure that you make all of the right decisions, so that you are as financially and emotionally prepared as possible.
The sales season of the holiday market is in full swing as hopeful holidaymakers rush to book some sunshine and the promise of a well earnt break. Despite a general trend towards later bookings and last minute deals, January is still the busiest month for the travel industry according to the Telegraph.
The thought of shopping around for the best retirement income may terrify you, but with the expert help of Retirement Line you can avoid the trick and treat yourself with the extra income we can secure for you.
With your best interests in mind, following the recent pension reforms, we would make you aware of criminal activity by scammers to cheat people out of their pension savings.
Many of us know what we want from our place of retirement - a beautiful view to wake up to, a pleasant climate, friendly neighbours, a low crime rate, easy access to healthcare and so on.
Once you've retired, it's time to start thinking about what it is that you really want to do. If travel is on the top of that list, why not start a list of all of the places in the world that you have always dreamt of seeing in person?
The key to having a healthy retirement, and enjoying yourself in the process, is keeping yourself busy. Research carried out by Skipton Building Society shows that one in five of us are worried that they won’t be fit enough to tick the items off their bucket list when they retire, whilst 43 per cent of people imagine their retirement years will be some of the most exciting of their life.
The Chancellor has delighted many people in giving greater flexibility in when and how to take their pension savings, even allowing all of it to be taken in cash. Tempting as it is to take the money, beware the sting in the tail
Limited time only* - enjoy the best of both worlds with the LV= Special Edition One Year Fixed Term Plan
The average annuity rate secured by Annuity Line this year stands at an impressive 6% pa*.
LV= has launched an exciting new one year annuity to enable people to access their tax-free cash and receive an income - without having to make a commitment to a lifelong annuity.
In the recent budget, Chancellor George Osborne promised to deliver greater flexibility and choice in how people take their retirement incomes
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Retirement Line Limited is Authorised and Regulated by the Financial Conduct Authority, FCA No. 726601. Retirement Line Limited is registered in England and Wales, registration No. 6976976. Registered Office: 52 Forder Way, Hampton, Peterborough, PE7 8JB
*Equifax Touchstone pension income and annuity sales figures 2018 to 2020. Matrix Financial Solutions Inc annuity sales figures 2021 to 2022.
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