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We work with the UK's leading annuity providers

This means you can compare quotes from the UK's leading annuity providers.

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The top five reasons to request an up-to-date annuity quote

The top five reasons to request an up-to-date annuity quote

Careful retirement planning means having all the right information in place. When it comes to annuities, that includes knowing what income level you are on course to receive. The only way to know that for certain is to always have access to an up-to-date annuity quote.

If you have already obtained a quote from Retirement Line, now might be a good time to ask for a new one. That’s because your quote is based on factors that are likely to change, so the projected income level may change too.

Here’s our rundown of five main reasons why your existing quote may no longer be valid…     

Reason #1 - You’re a bit older

Let’s face it, we’re all older than we were yesterday. But surely that couldn’t affect your annuity income, could it?

Well yes, it could. Some annuity providers even offer a better rate (and income level) for every three months you age. It’s because the provider’s rate is partly based on how long pension payments will be made: the older you are, the better your rate. 

Reason #2 - Your health has worsened

A change in your health can sometimes mean that you now qualify for a higher annuity rate, and therefore more income. Dozens of even minor changes in your health could qualify you for a better enhanced annuity rate.

We really hope you are in great health. But if not, please make sure you talk to one of our Annuity Specialists. They receive regular medical underwriting training and ask the right questions to help achieve the best rate for you.

Click here for your updated, free and no-obligation quote.

Reason #3 - Your pension savings have changed in value

If your pension pot’s value has changed since your last quote, so could your available income level. We suggest you ask your pension scheme for an up-to-the-minute statement of your pension fund value before getting a new annuity quote.

Reason #4 - Your existing quote is no longer guaranteed

When we obtain quotes for you from annuity providers, the annuity rates are only guaranteed for a limited period. Sometimes this can be as little as 14 days. Once that period is up, the quote is no longer valid. Check the guarantee period on your quote and get a new quote if the guarantee period has expired.

Reason #5 - Annuity rates change

Annuity rates are based on a number of factors (here’s a handy guide) including interest rates and the value of government bonds. As these can change frequently, annuity rates can also fluctuate from day-to-day.   

A big decision – so base it on current information

Choosing an annuity is potentially a once-in-a-lifetime decision that could have an impact on your income for the rest of your life. That’s why we suggest you ensure your quote is up-to-date and based on current rates. 

Whatever your circumstances, why not get an up-to-date quote to be certain of the amount of annuity income available to you?

Click here for your updated, free and no-obligation quote.

Alternatively, call us on FREEPHONE 0800 652 1316, request a call back, or email us at

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