Retirement Line Blog

Sales of Canada Life’s Fixed Term Income Plan (their fixed term annuity) more than doubled in the first half of 2026. So why is the fixed term option proving to be so popular?

Whether retirement feels decades away or just around the corner, taking a few practical steps today can make a meaningful difference to your financial future

Retirement Line’s Mark Ormston looks at annuity trends from the Financial Conduct Authority’s latest retirement income market data report.

The Financial Conduct Authority (FCA), the UK’s financial regulator, has given further confirmation of how ‘targeted support’ will offer millions of people extra help with their pensions and investments.

If you choose to take your maximum 25% tax-free lump sum from your pension savings, what are your options for the rest of the money? We look at your potential options.

A fixed date being the clear-cut milestone for retirement is a thing of the past for many people. Semi-retirement is now a reality for millions — whether through choice or financial necessity.

As you approach retirement, you will probably be thinking about how to make the most of your pension savings. Thankfully, there is free help available, in addition to the option of paid-for advice or guidance.

As more over 55s take advantage of high annuity rates to secure guaranteed income from their pension savings, we look at how rates rose in the first quarter of 2025.

New data reveals that many people approaching retirement are concerned that they won’t have enough savings to support a comfortable lifestyle. Here’s how you could top up your retirement income.

With over two thirds of people concerned about the future of the State Pension, here are five useful resources to take control of your pension planning.

Consistency was the theme for the UK annuity market in 2024. Annuity rates continued to hold at or near the highest level for a decade, and consumer interest in annuities remained strong.

The Financial Conduct Authority (FCA) publishes its ‘Retirement income market data’ report every year. Retirement Line’s Mark Ormston has created an analysis of the annuity-related aspects of these reports for 2018 to 2024.

In decades past, retirement at 60 was a near certainty for many in the UK. However, research from Canada Life reveals that nearly 70% of adults think that retirement at 60 will become “a thing of the past”.

Recent reports suggest a positive trend: people are showing greater interest in understanding and managing their pensions.

Do you want to retire early but worry that you won’t have enough income or savings to live on? One solution might be to set up a fixed-term annuity to provide guaranteed income before other pensions start to pay out.

Introduced by the Financial Conduct Authority in 2023, Consumer Duty aims to raise the bar for customer protection in financial services.